Wow – how is it August already! What a year we have all lived through on so many fronts and we haven’t even had our local elections yet…. Before we share some of our thoughts, we would like to provide some GDA family news: Now to some Investment thoughts: The
In this segment of CapeTalk’s Lunch with Pippa Hudson, Pippa sits down with Jonathan Miller and Debbie Hawtrey from Geach Donaldson and Associates (GDA). As a private wealth management firm, GDA has recently observed a growing trend of clients seeking guidance and assistance with relocating back home to South Africa.
By Pauline Torongo While bringing money into South Africa might seem straightforward, taking it back out can be incredibly difficult – or even impossible – if you don’t follow the correct procedures from the start. Without the right South African Reserve Bank (SARB) approval and correct BOP codes upon entry,
By Pauline Torongo Planning to invest in South Africa from abroad? Recent headlines warning about changes to the South African Reserve Bank (SARB) Balance of Payments (BOP) codes might sound alarming, but the reality is far less dramatic. The new categories simply provide more detailed reporting. The real risk for
The start of the year often brings with it a sense of reset — new routines, new goals, and for many investors, renewed questions about what the year ahead might hold. After a few weeks of rest and reflection, we’re all back at our desks, looking forward to 2026 with
By Pauline Torongo With the South African Rand showing unexpected strength against major currencies like the US Dollar and British Pound, many South Africans are considering whether now is an opportune time to move funds offshore. While predicting short-term exchange rate fluctuations can be difficult, leveraging periods of local currency
At GDA we’ve often said that investing is as much about patience and discipline as it is about analysis. But a recent presentation from Marriott struck a chord: most people – including investors, traders, and even experts – mistake luck for skill because they underestimate the role of randomness in
The first quarter of the year has felt a little like a marathon, with the first “taxing” stretch being exactly that, tax season to the end of February, which yearly feels more complex but hopefully we all survived. With South African politics, the budget speech and US Executive Orders, the
Can you believe that another year is almost done and dusted? 2024 will be known as the year of the election and we will offer some thoughts on the US election which has recently occurred. But there is another holiday in America at this time of year which, in our
Hi all, Before we jump into some of the technicalities of South Africa’s ever changing retirement system, just a quick acknowledgement of how very different everything feels due to the start of South Africa’s GNU dawn (as well as the joy of our Boks making their own mark on the
Dear Friends of GDA, Last week Thursday, Wesley and I were working together on finalising a newsletter that he had prepared on ‘Change is in the Air’ and the uncertainty that elections bring and ultimately how they do or don’t affect investment returns – I think you will find it
RA’s and TFSA’s- Retirement AWESOMES and Tax free SUPER accounts A very big hello to all our wonderful clients. If we haven’t managed to catch up with you yet in the new year, our hope is that you have entered 2024 feeling refreshed, recharged and ready for another wonderful year
In the constant clash of musical tastes between my kids and me, I introduced them to Jamie Cullum’s jazz, a fleeting moment of musical unity. His song, celebrating the improvement in life after just 24 hours, resonated beyond its notes, much like the emergence of sunlight in the Western Cape after endless cold rain or the relief of uninterrupted dinner parties due to a respite in load shedding. These moments, whether the elation of winning a rugby world cup or the smallest of victories, serve as reminders that sometimes it takes just one event to renew hope and optimism, even in the midst of divergent musical preferences.
Hello clients and friends of GDA, Every time I sit down to write this letter (which has been redrafted several times) a new set of information, news flow or scary financial numbers bombard me. On Monday night we all huddled around the Television to watch our president deliver a speech that
I (Jonathan) have just returned from a couple of days camping to clear up the last to-do items for the year – this letter being a priority! Being in the thick of nature, with family, living simply and away from news-flow makes one realise just how noisy and stressful our
As we screech into the end of 2017 I am sure, as all of us here, you feel exhausted by the bombardment of the local and international news. Be it from the rise (and possible fall?) of Donald Trump, the series of changes in UK leaders and their (mis?)handling of
Well, that was not quite the start to the year that we had all hoped for. From the madness of yet another cabinet reshuffle and corresponding economic rating downgrades in our own country, the recent news of a recession, to the craziness of US and UK politics, to the very
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